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We help people find the best coverage options for their unique situation. We offer solutions for Individuals, Families, Businesses, and people aging into, or currently on Medicare.We're dedicated to providing you with honest, expert advice and exceptional customer service. You can find us in at our office in Baxter Minnesota.

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Medicare Advantage, also known as Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan. It offers additional coverage, such as dental, vision, hearing, wellness, and more.

Medicare Advantage

Medicare Part D Prescription Drug Plans (PDP) work alongside Original Medicare (Part A and Part B) and Medicare Advantage plans to offer prescription drug coverage.

Prescription Drug Plans (PDP)

Medicare Supplement, also known as Medigap, fills the coverage gaps left by Original Medicare (Part A and Part B). It helps cover costs such as deductibles, copayments, and coinsurance.

Medicare Supplement

Dental and vision plans are additional products that beneficiaries can purchase, either as standalone options or as part of Medicare Advantage, since these services are not included in Original Medicare (Part A and Part B) coverage.

Dental &amp; Vision

Medicare is Complex.&nbsp;We Can Help.

Whether you're starting a family, business, or have questions about Medicare we are here to help.

Hi, I'm Brian. My team and I would love to help you find the right health insurance for yourself or your business.

Apex Health, LLC specializes in health insurance, offering a variety of plans including Medicare, individual, family, group health, dental, and travel insurance. Committed to providing honest advice and outstanding customer service, we proudly serve the community of Minnesota from our Baxter office. Book your appointment with us today!

Easily Choose Your Health Insurance in Brainerd.

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Home

Apex Health Insurance offers comprehensive Medicare plans tailored to your needs. Ensure your health and well-being with our specialized coverage options.

Medicare Plans

Secure your health with our individual health insurance plans. Benefit from personalized coverage and peace of mind.

Individual Health Insurance

Protect your family's health with our reliable family insurance policies. Choose Apex Health Insurance for quality coverage.

Family Health Insurance

Empower your team with our group health insurance solutions. Give your employees the gift of good health and security.

Group Health Insurance

Ensure your dental health with our diverse dental insurance options. Smile bright with our comprehensive coverage plans.

Dental Insurance

Stay protected wherever you go with our travel insurance policies. Travel worry-free with Apex Health Insurance by your side.

Travel Insurance

Helping You Find Plans That Fit Your Needs.

What makes us Different from Others ?

Driven by Excellence in Health Insurance Services

Our Success Story

Services

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Contact Apex Health Insurance in Baxter

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Explore the testimonials from our satisfied clients who have benefited from the expert health insurance solutions provided by Apex Health, LLC. Their feedback speaks volumes about our commitment to excellence.

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John Davis

Michael Brown

Jessica Roberts

Daniel Wilson

Client Testimonials

Testimonials

We are dedicated to providing you with personalized health insurance solutions that meet your unique needs.

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Meet Our Team

A Little History

We prioritize your needs and preferences to deliver tailored health insurance solutions.

Apex Health Insurance is unique because we specialize exclusively in health insurance. As a local provider in the Brainerd Lakes area, we take pride in our exceptional customer service and honesty. We dedicate 100% of our time to researching and staying informed about changes and trends within the health insurance industry. While it can be challenging to understand every type of insurance, we are specialists in our field.

<ul><li>Medicare Supplement Plans</li><li>Medicare Advantage Plans</li><li>Medicare Part D Drug Plans</li><li>Individual &amp; Family Health Insurance</li><li>Dental Insurance</li><li>Group Health Insurance</li><li>Travel Insurance</li><li>Annual Policy Review</li></ul>

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About Us

Learn about the types of information Apex Health, LLC collects from users, including personal and non-personal data.

Information Collection

Understand how Apex Health, LLC uses the information collected, ensuring transparency and security in data handling.

Data Usage

Find out how cookies are utilized on our website to enhance user experience and improve site functionality.

Cookies Policy

Discover the security measures implemented by Apex Health, LLC to protect user data against unauthorized access or breaches.

Data Security

Explore how Apex Health, LLC shares user information with trusted third parties for necessary business operations.

Third-Party Disclosure

Learn about the options available to users who wish to opt-out of certain data collection practices on our website.

Opt-Out Options

Stay informed about any changes or updates made to Apex Health, LLC's Privacy Policy to ensure compliance and transparency.

Policy Updates

Privacy Policy

Learn about the eligibility criteria for enrolling in health insurance plans provided by Apex Health, LLC.

Coverage Eligibility

Understand the payment terms and conditions for different insurance plans offered by Apex Health, LLC.

Payment Terms

Details regarding the renewal process and options available for continuing your health insurance coverage.

Plan Renewal

Get insights into the claims process and how to file claims for various health insurance services with Apex Health, LLC.

Claims Process

Our commitment to exceptional customer service and how we prioritize client satisfaction at Apex Health, LLC.

Customer Service

Understanding the termination policy for discontinuing your health insurance plans with Apex Health, LLC.

Termination Policy

We value your privacy. Learn how we handle and protect your personal data as part of our services at Apex Health, LLC.

Data Privacy

Terms & Conditions of Apex Health, LLC

Terms & Conditions

Medicare Advantage plans, also called Medicare Part C, are a way for people to get their Medicare benefits through private insurance companies. A Medicare Advantage plan includes the services from Original Medicare, which has Part A (for hospital care) and Part B (for doctor visits), all in one plan. These plans often offer extra benefits that Original Medicare doesn’t cover, like prescription drug help (Part D), dental and vision care, hearing services, and wellness programs. Plus, a Medicare Advantage plan might cost you less and let you choose different doctors and care options. When you sign up for a Medicare Advantage plan, you still have your Medicare coverage. But now, your healthcare services are managed by a private insurance company, which often works with a broker or agent to help you, like we do!

What are Medicare Advantage Plans?

Here are the main types of Medicare Advantage plans: <ol><li>Health Maintenance Organization (HMO): With an HMO plan, you must see doctors and go to hospitals that are in the plan's network. You can only go outside the network if there's an emergency.</li><li>Medicare Medical Savings Account (MSA): An MSA plan works like a Health Savings Account (HSA). Unlike other plans, it usually doesn’t have a set list of doctors or hospitals you must use.</li><li>Preferred Provider Organization (PPO): A PPO plan gives you the choice to see doctors and hospitals that are not in the network. However, it often costs more to go outside the network.</li><li>Private Fee-for-Service (PFFS): A PFFS plan explains how much the plan will pay for care and how much you will need to pay. It tells you what you owe doctors and hospitals for their services.</li><li>Special Needs Plan (SNP): An SNP plan is designed for people who have special health problems, qualify for both Medicare and Medicaid, or live in places like nursing homes.</li></ol>

Types of Medicare Advantage Plans

Get help from the experts at Apex Health Insurance to learn about your Medicare choices.

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Medicare Advantage

Medicare Supplement plans, also called Medigap, are private insurance policies that work with Original Medicare (Part A and Part B). Original Medicare helps pay for many of your healthcare costs, but it doesn’t pay for everything. Medigap plans help cover the expenses that Medicare doesn’t fully pay, like deductibles, copayments, and coinsurance.

What are Medicare Supplement Plans?

Team up with Apex Health Insurance to find the medicine coverage that’s right for you!

Medicare Supplement

Medicare Part D is a program from the government that helps seniors pay for their medicine. It is not required, but it helps people who are part of Medicare by covering the cost of their prescription drugs. Medicare Part D can be used with these Medicare plans: <ul><li>Original Medicare Part A (for hospital stays)</li><li>Original Medicare Part B (for doctor visits)</li><li>Medicare Part C (also known as Medicare Advantage)</li></ul>

What is Medicare Part D Prescription Drug Plans (PDPs)?

Choosing the right Part D plan is important and there are a few things to keep in mind: <ol><li>Costs: Look at how much each plan will cost. This includes things like monthly payments (premiums), how much you pay before insurance kicks in (deductibles), and how much you pay for medicine after that (coinsurance). Also, check if there’s a coverage gap where you might have to pay more.</li><li>Medication Coverage: Check if the medicines you currently take are on the plan’s list of covered drugs, called the formulary. This list is organized into groups that show how much you’ll pay. Make sure there aren’t any special rules for getting your medications, like needing permission first.</li><li>Pharmacy Network: Make sure your favorite pharmacies are part of the plan. Some plans give you a better deal if you use certain stores to buy your medicines.</li></ol>